This is a card that stands for bad news, concerning events, trouble and grief.
Depending on the surrounding cards we will be talking about daily annoyances or more important issues. However unless the surrounding cards indicate the contrary it will be a short-term pain.
It can also be an indicator of a short disease.
As a character trait it stands for depressive, sad or deeply concerned person.
In general terms card 13 may be indicating that there’s a problem in the area or areas the surrounding cards are indicating.